News

News

 

Level-Funded Health Plans

Looking for a solution to rising healthcare costs and to keep your health care spend down? Up until recently it’s been too ‘risky’ for small businesses to ‘self-insure’ but new options in health plans give small and midsize companies similar self-insured employee coverage that the larger companies have long utilized. Level-funded plans essentially bundle the
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Open vs. Annual Enrollment

What is the difference between open enrollment and annual enrollment? Open enrollment is when Americans enroll or change freely their ‘health insurance plan or other benefit program’ (source) whereas annual enrollment is a time period “usually but not always occurring once per year, when employees of companies and organizations may make changes to their elected fringe
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How To Plan For A Secure Retirement

by Barry H. Spencer​ | Dec 26, 2017 When most people think about investing for retirement, it’s usually in terms of market returns — because that’s what the media wants us to think about. Every evening on the news, right before a commercial break, they’ll give you a 20-second market update: The S&P was up 1 percentage point,
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Employee Recruitment and Retention

Second in a series of five ‘HR challenges’ facing small businesses, we take a look at why, especially now, HR is so important to small and midsize (SMB) companies (Related post: “Why HR For Small Business“). Here in the Pacific Northwest, Seattle and the North Puget Sound small and midsize companies are competing with one
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Why HR For Small Business?

First in a series of five ‘HR challenges’ facing small businesses, we take a look at why, especially now, HR is so important to small and midsize (SMB) companies. Every company has its own culture and set of rules which impact how well a team can work together toward their common goal. Often large companies
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Employees weigh their health insurance options.

Health Insurance Instability Given the insurance market’s current climate of instability, employees are carefully weighing their options and many are re-considering the advantages of small group health benefits. In the Pacific Northwest where wage restrictions can hamper recruitment and retention, employers providing health insurance for their employees most certainly have an advantage over their competition
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