Survival Can Come At A Cost

Survival Can Come At A Cost

Unexpected life changes happen at every stage of life. However, unlike marriages, birthdays and job promotions, which are celebrated and welcomed, other life changes can be devastating. Life threatening accidents or changes in health can wreak emotional and financial havoc on a family. For some, there may be a safeguard. It’s called a living benefit.…

The Unexpected Consequences of Covid-19

The Unexpected Consequences of Covid-19

Healthcare in the Spotlight The pandemic has brought common healthcare plan issues into the spotlight. Inadvertently, it has created an opportunity for forward thinking employers to reevaluate their plan design and improve things like the absence of mental health support, ‘ineffective deductibles’, limited employee choices or a ‘lack of transparency that leads to waste.’ Allowing…

Controlling Healthcare Costs

Controlling Healthcare Costs

The Balancing Act Finding the right balance between health benefits and cost management is difficult for many Washington State employers, especially now. Without sacrificing quality, matching the best group health plan with the needs of their employees and their families while navigating new FMLA legislation (during a pandemic no less!), is particularly challenging. Historically companies…

Families First Coronavirus Response Act (FFCRA or Act)

Families First Coronavirus Response Act (FFCRA or Act)

Effective April 1, 2020 through December 31, 2020 Click Here for the Full Version/Printable FFCRA Poster Families First Coronavirus Response Act (FFCRA or Act) requires certain employers to provide their employees with paid sick leave and expanded family and medical leave for specified reasons related to COVID-19. Paid Leave Entitlements: Up to two weeks (80…