Level-Funded Health Plans

Looking for a solution to rising healthcare costs and to keep your health care spend down? Up until recently it’s been too ‘risky’ for small businesses to ‘self-insure’ but new options in health plans give small and midsize companies similar self-insured employee coverage that the larger companies have long utilized. Level-funded plans essentially bundle the…

Employee Group Benefit Basics

What are employee group benefits? Between the years 1930 to 1950, in response to Labor Unions’ demands for better wages and working conditions, U.S. companies and the unions negotiated the employee benefits which are commonly found today in ‘both union and non-union companies.’ Much like today, employers used wages to compete for the best talent…

Employees weigh their health insurance options.

Health Insurance Instability Given the insurance market’s current climate of instability, employees are carefully weighing their options and many are re-considering the advantages of small group health benefits. In the Pacific Northwest where wage restrictions can hamper recruitment and retention, employers providing health insurance for their employees most certainly have an advantage over their competition…