News

News

 

Long-Term Care or Long-Term Disability?

What is the difference between long-term care and long-term disability insurance? Long-term care insurance Since people are living longer, employees are asking more about long-term care (LTC) insurance and want to know if it is part of their employer provided group benefits insurance plan. While most realize LTC will cover their end of life nursing
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Level-Funded Health Plans

Looking for a solution to rising healthcare costs and to keep your health care spend down? Up until recently it’s been too ‘risky’ for small businesses to ‘self-insure’ but new options in health plans give small and midsize companies similar self-insured employee coverage that the larger companies have long utilized. Level-funded plans essentially bundle the
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How To Plan For A Secure Retirement

by Barry H. Spencer​ | Dec 26, 2017 When most people think about investing for retirement, it’s usually in terms of market returns — because that’s what the media wants us to think about. Every evening on the news, right before a commercial break, they’ll give you a 20-second market update: The S&P was up 1 percentage point,
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Why HR For Small Business?

First in a series of ‘HR challenges’ facing small businesses, we take a look at why, especially now, HR is so important to small and midsize (SMB) companies. Every company has its own culture and set of rules which impact how well a team can work together toward their common goal. Often large companies have
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Employees weigh their health insurance options.

Health Insurance Instability Given the insurance market’s current climate of instability, employees are carefully weighing their options and many are re-considering the advantages of small group health benefits. In the Pacific Northwest where wage restrictions can hamper recruitment and retention, employers providing health insurance for their employees most certainly have an advantage over their competition
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