Level-Funded Health Plans

Looking for a solution to rising healthcare costs and to keep your health care spend down? Up until recently it’s been too ‘risky’ for small businesses to ‘self-insure’ but new options in health plans give small and midsize companies similar self-insured employee coverage that the larger companies have long utilized. Level-funded plans essentially bundle the…

Employee Group Benefit Basics

What are employee group benefits? Between the years 1930 to 1950, in response to Labor Unions’ demands for better wages and working conditions, U.S. companies and the unions negotiated the employee benefits which are commonly found today in ‘both union and non-union companies.’ Much like today, employers used wages to compete for the best talent…

Health plan origins rooted in Washington State’s history.

November 1st marked the start of “open-enrollment”, when individuals and employers alike look to renew their health insurance benefit plans for the upcoming year. While weighing serious issues like pre-existing medical conditions to an impending surgery or even a root canal, choosing the right plan with the best coverage can be confusing, daunting and subsequently…