Long-Term Care or Long-Term Disability?

Long-Term Care or Long-Term Disability?

What is the difference between long-term care and long-term disability insurance? Long-term care insurance Since people are living longer, employees are asking more about long-term care (LTC) insurance and want to know if it is part of their employer provided group benefits insurance plan. While most realize LTC will cover their end of life nursing…

Employee Group Benefit Basics

What are employee group benefits? Between the years 1930 to 1950, in response to Labor Unions’ demands for better wages and working conditions, U.S. companies and the unions negotiated the employee benefits which are commonly found today in ‘both union and non-union companies.’ Much like today, employers used wages to compete for the best talent…