Are you looking for health insurance coverage for your employees? Give us a call in Seattle at (206) 910-4630 or in Mount Vernon at (360) 419-9999. Group Benefits Northwest has provided health insurance and group benefit plans to Whatcom, Skagit, Snohomish and King County small and midsize companies for 35 years. Partnering with trusted insurance providers,…
Year: 2018
Long-Term Care or Long-Term Disability?
What is the difference between long-term care and long-term disability insurance? Long-term care insurance Since people are living longer, employees are asking more about long-term care (LTC) insurance and want to know if it is part of their employer provided group benefits insurance plan. While most realize LTC will cover their end of life nursing…
Level-Funded Health Plans
Looking for a solution to rising healthcare costs and to keep your health care spend down? Up until recently it’s been too ‘risky’ for small businesses to ‘self-insure’ but new options in health plans give small and midsize companies similar self-insured employee coverage that the larger companies have long utilized. Level-funded plans essentially bundle the…
Employee Group Benefit Basics
What are employee group benefits? Between the years 1930 to 1950, in response to Labor Unions’ demands for better wages and working conditions, U.S. companies and the unions negotiated the employee benefits which are commonly found today in ‘both union and non-union companies.’ Much like today, employers used wages to compete for the best talent…